How I Increased My Cold Email Reply Rate from 2% to 15%

Export credit insurance is your safety net. Premiums are 0.2-0.5% of export value, covering 80-90% of bad debt. For new markets and clients, this small investment lets you sleep at night.

Currency fluctuation impacts your margin. An order from quote to payment can take 2-3 months. A 5% rate move can eliminate your profit. Hedge with forward contracts or include fluctuation clauses.

PayPal is convenient for small transactions but fees are high. Factor fees into pricing if clients insist. Never use PayPal for large transactions where dispute risk matters. Understand buyer protection policies.