Career Path: From Assistant to Export Director

Cross-border payment options have expanded. T/T remains most common. L/C dominates large deals. New platforms like PingPong offer lower fees and faster settlement. Consider fees, speed, and client preference.

PayPal is convenient for small transactions but fees are high. Factor fees into pricing if clients insist. Never use PayPal for large transactions where dispute risk matters. Understand buyer protection policies.

Export credit insurance is your safety net. Premiums are 0.2-0.5% of export value, covering 80-90% of bad debt. For new markets and clients, this small investment lets you sleep at night.